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Michelle McDonald
Michelle
Troy Holt
Troy
Tina
Tina
Tom Crennen
Tom
Sara Synko
Sara
Michelle, Tom, Tina, Sara or Troy
ColoradoHealth.com
8751 E. Hampden Ave., #A-1, Denver, CO 80231
303-782-0123, 303-782-0804(Fax), email=Michelle@Coloradohealth.com

Dental Insurance, Vision Insurance, Chiropractic and more.

Delta Dental

Delta Dental has three different options:

Clear Plan

No annual maximums
No annual deductibles
No waiting periods
You pay fixed dollar amounts for services
$60 copay for Cleanings
Must receive care from:
Delta Premier or PPO Participating Dentists
*Requires annual contract
Non-Pediatric ACA Compliant

Classic Plan

$1,000 maximum per person
$50 per person deductible
Waiting periods on some services
Plan pays 80% for preventive
Greatest savings from PPO dentists
Can receive care from:
Any Dentist
No contract required
Pediatric ACA Compliant

Enhanced Plan

$1,000 maximum per person
$50 per person deductible
Waiting periods on some services
Plan pays 100% for preventive
Greatest savings from PPO dentists
Can receive care from:
Any Dentist
*Requires annual contract
Pediatric ACA Compliant

Plan Dentists (Approx 90% Particpate)
Plan Dentists
Plan Dentists
18-25 yrs old: $28/mo
26-50 yrs old: $32/mo
51+ yrs: $45/mo
Approx $42.00/month
Individual
Approx $45.00/month
Individual

Direct Dental Plans of America

Dental, Vision, Chiropractic and Massage

Discount Dental

No annual maximums
No annual deductibles
No waiting periods
Typically 60% savings on routine services.
Typically 25% on Orthodontists, Periodontists and Oral Surgeons.
Must Receive care from DDP contracted Dentists
Non-Pediatric ACA Compliant
A discount Plan, Not an Insured product.

Dental DPO or Indemnity

$2,000 Benefit Max
No annual deductibles
$20 Copay per Office Visit
Waiting periods: 6 month Basic / 12 month Major
Preventive pays 80% First Year
Basic is covered 60% First Year
Major services covered 0% first year
Benefits increase in year 2 to 90/70/40
Year 3 benefits are 100/80/50
Choose your own Dentist or DDP Provider
An Insured product.

Vision Plan

50% savings on frames costing up to $72.00 then 40% after that.
50% savings on lenses.
No charge for items such as scratch-resistant coating, ultra-violet coating, vision screening, adjustments, ultra-sonic cleaning, replacement screws and standard carrying case.

Chiropractic and Massage

FREE Initial Exam
50% off X-Rays
$25.00 per adjustment (unlimited)
Up to 60% savings on natural healthcare including manipulation, electronic muscle stimulation, ultra sound, traction/roller bed and diatherapy (heat therapy)
Massage $35.00/hr. -$20/half hr

Plan Dentists (Approx 350)
Dental Fee Schedule
Plan Dentists
Dental Fee Schedule
Vision Providers
Vision Fee Schedule
Chiropractic and Massage Providers
Chiropractic and Massage Fee Schedule
Approx $9.80/month
Individual (Annual Pay)
DPO: $32.15 metro or $42.13 non-metro Individual
Indemnity: $39.80 metro or $52.60 non-metro Individual
One time application fee of $35
Approx $4.85/month
Individual (Annual Pay)
Approx $5.85/month
Individual (Annual Pay)
Cigna Dental Plan Options

Cigna Dental has three different options:

myCigna Dental Preventive

Plan pays 100% for Preventive Services
No annual maximum for preventive services
No annual deductibles for preventive services
You pay 100% for Basic Services
You pay 100% for Major Services
(Discounts may apply for Basic and Major Services)
Non-Pediatric ACA Compliant

myCigna Dental $1,000

$1,000 Annual Maximum per person
$50 annual Individual deductible / $150 per Family
Deductibles waived for Preventive Services
Plan pays 100% for Preventive
Plan pays 80% for Basic services*
Plan pays 50% for Major services*
*Waiting periods may apply if no prior coverage
Non-Pediatric ACA Compliant

myCigna Dental $1,500

$1,500 Annual Maximum per person
$50 per person deductible / $150 per family
Deductibles waived for Preventive Services
Plan pays 100% for Preventive
Plan pays 80% for Basic services*
Plan pays 50% for Major services*
*Waiting periods may apply if no prior coverage
Non-Pediatric ACA Compliant

Summary of Benefits
VSP Individual Vision Plan Options

VSP now offers an Individual Vision Product: WELLVISION

Lenses

$15 Copay for 1 eye exam/year
Exam is fully covered
$25 Copay for new Lenses every 12 months (certain lenses may cost extra)
$25 Copay for Lenses and/or frame
Single Vision, Lined Bifocal, and Lined Trifocal fully covered
May pay extra for different lense types
Plan provides 20% discount for certain options

Frames

New Frame every 12 months
$25 Copay for Frames and/or Lenses
$150.00 allowance for many frames, plus 20% off amount over allowance
20% off additional glasses or sunglasses

Laser VisionCare

Discounts available from VSP approved laser surgeons
Average 15% of reqular price, or 5% off promo price

Plan Details
Monthly costs: $18.00 for One-person Plan / $35.08 for Two-person Plan / $48.50 Family Plan / Plus $10 CCA Annual Membership Fee
Annual costs: $215.95 for One-person Plan / $420.95 for Two-person Plan / $581.95 Family Plan / Plus $10 CCA Annual Membership Fee

Thanks,
Tom, Tina, Sara, Troy, and Michelle
email=Michelle@Coloradohealth.com
www.ColoradoHealth.com

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